In today’s times, women comprise nearly half of the workforce.
Like me, many women are self-employed.
There are so many opportunities for self-employment from blogging, like myself, to selling skin care.
So many of us are generating a good income for their families through freelance work.
I have worked from home as a self-employed woman for three decades.
If you are like me, there are 5 things you need to know.
This post was sponsored by MetLife as part of an Influencer Activation for Influence Central and all opinions expressed in my post are my own.
You are not alone!
There were days, before the Internet was thriving, that I felt secluded. Today there are many groups that you can join that will help you feel part of something.
Facebook offers groups of like-minded, self-employed women who band together for support.
From getting over a hump to networking, you can find groups easily by searching.
Don’t allow yourself to get swallowed up by seclusion.
Reach out to others.
It is easy to allow others to take advantage of the fact you work from home.
Yes, part of the reason I chose to work from home was out of necessity.
I have a daughter with medical needs and she needed me available to her.
Yet sometimes, family, and or friends, would infringe upon my work time.
Granted, in time they learned that I really do work and like any other job, my at home business was a real business.
By setting strong boundaries you will relieve yourself from the pressures of trying to do everything, for everyone, at all times.
Sure, you are your own boss.
You can do what you want when you want, and take off if you feel like it.
Just remember that any good employer has a schedule.
There are tasks that must be accomplished every day.
Don’t let yourself off the hook when it comes to a schedule.
You owe it to yourself, and your success to be on top of your game.
You are the boss, so remember to act like one.
In opposition to number three above, some of us need to know when to relax!
If you are A-Type personality like me, you may need to give yourself scheduled time off.
Remember why you are working from home, and that your family comes first.
Yes, you need to meet deadlines, and make income for your family.
You also need, and deserve time to yourself, and with your family and friends.
When I set time off to do these things I find I do not lose productivity.
This brings us to the last and most important thing you need to know as a self-employed woman:
We work from home for a reason.
For most of us, it is because we want to give our children, our families the best life possible.
We want to be there for them when they need us.
Yet we often forget that being self-employed means no paid holidays, sick leave, or vacations.
Most importantly, no employer-provided life insurance!
We work so hard and face so many obstacles and wonderful success working for ourselves.
Let’s not forget to protect what we have built.
Make sure that your family is covered in the event of your death.
A lack of life insurance can have a significant impact on your loved ones even if you are not the primary earner for your family.
I personally make enough income to make a difference in our lifestyle and I do not want my family to suffer that lifestyle when I am gone.
Also in the case of your passing, your spouse will need time off from work to iron out the details.
This can result in more income loss for the family.
No one enjoys talking about this topic, but I aim to empower and educate my readers.
I feel this is a very important issue we need to discuss openly.
There are other major issues that can result from your passing when you are self-employed.
Such as childcare expenses not being covered to your spouse needing to move out of the family home.
I never want my husband to have to move from the home we have created together as a family.
So why aren’t more self-employed women getting life insurance?
- Research shows that a primary barrier that keeps consumers from protecting their loved ones with life insurance is a medical exam.
- With MetLife Rapid Term, applicants will never be asked to complete an in-person medical exam or submit fluids, like blood or urine, ever; the application just asks a handful of health questions, which can be completed online or by phone.
Fortunately, MetLife has created a simple term life insurance product that provides up to $500,000 in coverage, without an in-person medical exam or requests for fluids, like blood and urine, ever, just a handful of health questions.
Applicants receive a yes/no decision about coverage and a quote in real-time online or by phone. MetLife Rapid Term can be a great solution for busy women to get life insurance they can depend on. For more information on the full terms, conditions, and limitations about the MetLife Rapid Term product, I encourage you to look at MetLife’s MetLife Rapid Term website.
Ladies, let’s all get on board with protecting our families and what we have built in our businesses!
Learn more about MetLife and protect yourself and your loved ones.
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